Hi Steve,

You should use the effective yeild,NOT the discount rate as in high 
interest rate enviorments you will have significant 
discrepancies.With a 5.07 yeild there is only a 13 bps dicrepency,so 
its no big deal..

What you really should be concerned with is including dividends in 
the numerator.If you happen to be backtesting stocks with high 
yeilds that are going ex dividend during your backtesting period,you 
will be severly understating your excess return if you dont include 
dividends(yeild)

Its not a big deal as a measure of risk as long as you are 
consistent.Also,check to see if you are comparing your "ulcer" vs 
someone elses,if theres is dividen adjusted..Apples to apples

If you would like some more info as why the Ulcr is a far better 
measure than traditional Sharpe

http://www.tangotools.com/ui/ui.htm

Any questions,feel free to ask or write me directly

Allan

There i something far more important than  --- In 
[email protected], "Steve Dugas" <[EMAIL PROTECTED]> wrote:
>
> Hi All,
> 
> Is there any reason that AB's risk-free return rate should be 
different for Sharp Ratio and UPI? Should I just use 3 month T-Bill 
for both? If so, should I use the yeild (5.07) rather than the 
discount (4.94)? Thank you!
> 
> Steve
>







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