To get some idea of the distrust or lack of confidence in the system
one indicator that is useful is the TED spread. Here is the address
for it on Bloomberg: 
http://www.bloomberg.com/apps/quote?ticker=.TEDSP%3AIND  . In 1987
this spread went above 4% for a brief period like a day or two. Look
at how long it has been over 4% now. This is the rate banks will lend
to each other. I hope this helps a bit to give some insight into the
situation out there.

Regards,

Tim

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