http://msdn.microsoft.com/en-US/library/windowsphone/develop/jj207032(v=vs.105).aspx

Quote:

  "To deploy or submit an app that uses ID_CAP_WALLET_SECUREELEMENT
   or ID_CAP_WALLET_PAYMENTINSTRUMENTS, you must request special
   permissions and have that permission applied to your developer account.
   For more info and for assistance, contact Dev Center support"

We are still far away from ubiquitous security.

Anders

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