> 1.  Buy it outright from Home Depot. (sticker price is cheaper)

I don't know if this is an economic point, but what do you count as
an "appliance" - I presume refridgerators and oven and  the like.
It seems that these could be installed without any difficulty,
even by the likes of Dr. Caplan, but are there other appliances
that would require some expertise? Most things requiring connection
to plumbing, like dish washers, might need the assistance of somebody
knowledgeable (unless you assume Home DEpot will install it).

Having someone install an appliance correctly would be another
thing to consider in solving your puzzle.


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