We integrated our system with authorize.net they have a API and an online terminal where you
can do manual or recurring transactions.

Since  our accounts are prepaid the API works for us, if an account goes below a certain amount
a transaction is triggered, credit card debited, invoice sent to customer and credit posted to his account.

Levi from
1stmerchantfunding.com set us up with both a merchant account and an account with auth.net, our programmers integrated with the auth.net API and we are set to go.
Levi has been very helpful solving the couple of issues we had, and I recommend them.


Moshe

Moshe Maeir

Chief Flattening Officer

The Flat Planet Phone Co.

http://www.flatplanetphone.com




Da
      
Date: Sat, 02 May 2009 12:13:30 -0400
From: Ruddy Gbaguidi <[email protected]>
Reply-To: Commercial and Business-Oriented Asterisk Discussion
    <[email protected]>
To: 'Commercial and Business-Oriented Asterisk Discussion'
    <[email protected]>
Subject: Re: [asterisk-biz] Credit processing ...

In fact, we need something more automatic since this is a 24/7 service.

Here is how we would like it to work :
Scenario 1:
- the caller is on our system and decide to make a payment.
- we ask to enter credit card number, expiration date
- we send information via internet to the credit processing company and
        
they
      
send us back a confirmation
- when confirmation is receive, we update the user account
- and continue in the iVR

Scenario 2 :
- the caller is on our system and decide to make a payment.
- we forward the caller to the credit card company phone number
- they ask him to enter card number, expiration date and process it. If
confirmed, they send us a Instant Payment Notification so we can update
        
our
      
database
- the user is then return to the IVR



-----Original Message-----
From: [email protected]
[mailto:[email protected]] On Behalf Of Stephane
        
Bakhos
      
Sent: May-02-09 7:42 AM
To: Commercial and Business-Oriented Asterisk Discussion
Subject: Re: [asterisk-biz] Credit processing ...

        
Date: Fri, 01 May 2009 22:56:56 -0400
From: Ruddy Gbaguidi <[email protected]>
Reply-To: Commercial and Business-Oriented Asterisk Discussion
    <[email protected]>
To: 'Commercial and Business-Oriented Asterisk Discussion'
    <[email protected]>
Subject: [asterisk-biz] Credit processing ...

Hi All.

Do you know any company doing credit card processing ?

This mean, we have customer on our IVR system, we collect credit card
              
number
            
and expiration date and CVC.



Then we send the information to that company for the credit card
              
processing.
            




              
We do it, http://www.maximumcrm.com . We can support any good credit
            
card
      
processor out there that has an API of some sort.

If you need it for a calling card application, then a2billing does it.
            
Do you need a merchant account?  Or just someone that handles the
transaction processing and sends the $$ to a pre-existing
merchant account?
          
No we only need to talk to the transaction processing part of it.

Right now we support PayPal Payflow Pro, Authorize.net, Plugnpay,
Cybersource, Linkpoint. But other ones can easily be added as long as
        
they
      
have a half-decent document on how to integrate with them. It is up to
them to talk to the merchant account.

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