Jeff LaCoursiere wrote:
> On Wed, 18 Feb 2009, Richard Lyman wrote:
>
>   
>> bilal ghayyad wrote:
>>     
>>> And is there a bank accept to give such kind of communication?
>>>
>>> The user was able to dial his card number and the amount from his phone (or 
>>> IP Phone registered with Asterisk), and Asterisk communicate with the bank 
>>> or company credit card provider?
>>>
>>> How the user will enter $50.25?
>>> What about expiration date of the credit card?
>>>
>>> Regards
>>> Bilal
>>>
>>>       
>> There are already touch tone merchant services available, google 'touchpay'.
>>
>> To answer your question, yes, dial a number for the processor, enter
>> merchant number, enter transaction type, enter amount xxxx (dollars and
>> cents, $10 would be 1000), enter exp date (also 4 digits), wait for read
>> back of auth number or denial response.
>>
>> Obviously this is a subject you need to discuss with your
>> merchant/processor provider.
>>
>>     
>
> I think there is a deeper meaning in the question.  Bilal, you are missing 
> a piece of software in the middle.  Yes, you can call your processor 
> directly and enter your merchant code, the CC, the amount, and get an 
> approval (this is what a cashier will do if their CC machine is down, for 
> example).  I don't think this is what you are looking for.
>
> Allow me to assume that you have a potential product that you would like 
> an IVR to accept payment for.  You need to write an AGI script or a very 
> clever dialplan that will prompt the customer for the appropriate 
> information, then wrap it all up nicely and send it to your processor. 
> Your AGI or dialplan script will then be able to tell the customer that 
> the payment was accepted and instructions for delivering the product, or 
> that it was denied and hang up on them :)
>
> I'm sure someone has written this AGI already.  There are probably pay-for 
> IVRs you could buy and integrate.  You could write it yourself, or pay 
> someone here on the list to write it for you.  Its actually not that 
> difficult.
>
> In all cases, however, you will need to make an arrangement with your bakn 
> to accept credit card payments and get the details for how to send 
> transactions.  There are MANY processors that will accept transactions 
> over the net using various protocols.  I've used IC Verify in the past, 
> for instance.
>   

check out www.opayc.com for a generic api that works with many many 
processors, and looks like an odbc database driver to asterisk/agi etc., 
also works with gateways where you need a browser on the net as it just 
emulates that part of things.



> Hope this helps,
>
> j
>
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