Thanks Reza! That does sound very practical and simple. Anyone see any major holes in that, or have additional suggestions?
On Mon, 11 Feb 2008, Reza M. Reza wrote: > The problem with merchant accounts is that the more you refund transactions, > the more flags you raise. With my merchant account if I have a refund rate > of 1% of my annual transaction, questions & audits arise. If you have a > charge back rate of 0.1 %, then your usage rates go HIGHER. Merchant > account providers preferably want 0 charge backs, but are aware it may be a > difficult ambition. > > In other words, the merchant account provider gives you time to "refund" a > transaction before a chargeback. So every refund you make, you still > corner yourself to a "High Risk" account and your rates increases from 1-2% > to 7% depending on the nature of your business. Either way, a merchant > account is looked upon as a business account, regardless of "for profit" or > "non-profit". > > My suggestion is more simple: > > Hold a personal cheque of the value of the phone, along with a copy of a > picture ID (responsibility of the person wanting the phone on loan). For > shipping a phone, anyone can create a Venture 1 business account with Canada > post, pay for parcel shipping online via credit card, print the waybill, > and drop the phone to any Canada Post office or letter box, and email the > PDF copy of the waybill as proof of shipment to the loan moderators. > > There are other ways of Bank Transfers via Online Bill Payment procedures, > but those take time and money (in the couple of hundreds of dollars) to > setup and incurs a minimum of $15-$25 in monthly usage fees. > > But granted, we've had a very relaxed phone loan program and to be fair to > others and give others a fair chance on the loans, we may need a more > effective system in place vs. signing a form. > > Best, > Reza. > ----- Original Message ----- > > From: "Simon P. Ditner" <[EMAIL PROTECTED]> > To: <[email protected]> > Sent: Monday, February 11, 2008 1:41 AM > Subject: Re: [on-asterisk] Aastra Loaner Program > > > > re: holding something of value. Something physical isn't too > > practical, and wads of cash is even less so -- but how about a hold on > > a credit card for the value of the phone? Anyone know how difficult > > that sort of thing is if you had a merchant account? How long can a > > hold be for? > > > > re, > > spd > > > > On Feb 10, 2008 5:03 PM, Chuck Mariotti <[EMAIL PROTECTED]> wrote: > >> I often found it hard to get the units back to a meeting the next month > >> (if the subject wasn't of interest or I couldn't make it). Shipping would > >> have been nice, or some method of getting it to the next person in line. > >> I also think it would be wise to get something held until the unit is > >> returned (of greater value than the phone of course). It's too easy a > >> deal to get one. > >> > >> > >> > >> -----Original Message----- > >> From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of Simon > >> P. Ditner > >> Sent: February-10-08 10:07 AM > >> To: [EMAIL PROTECTED] > >> Cc: [email protected] > >> Subject: Re: [on-asterisk] Aastra Loaner Program > >> > >> It's on pause at the moment. A few too many phones didn't come back, > >> and so we're improving our tracking a bit so that we can hound people > >> better. > >> > >> Some extra options we're considering are: > >> - Pre-arranged reservations and then pickup at a meeting > >> - A pre-paid shipping fee so that it's easier to send them back > >> - A round trip shipping fee so that coming to a meeting isn't > >> absolutely necessary > >> > >> Thoughts anyone? > >> > >> On Feb 9, 2008 5:57 PM, [EMAIL PROTECTED] <[EMAIL PROTECTED]> wrote: > >> > I would like to know if the loaner program for aastra program is still > >> > available. If so, who do I contact to borrow an Aastra 9133i phone. > >> > > >> > Thanks > >> > > >> --------------------------------------------------------------------- To unsubscribe, e-mail: [EMAIL PROTECTED] For additional commands, e-mail: [EMAIL PROTECTED]
