> Please Help. It's very important for me to solve this problem.

http://gotoandlearn.com/play?id=85

It's in the docs that you have to apply event handlers to loader's 
contentLoaderInfo in order to get the events to fire properly.  Once the events 
are done, then build your movie clip mat.  If you try building it before 
Event.COMPLETE, it will fail.

The other thing that I don't think anybody asked is: are you testing this 
locally, or on a website?  Flash likes to lock you out of loading local files 
unless you know how to flip the switch to local files and turn off network 
access.  Dunno if that's still an issue in CS4.
~ C

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