My Bank of the West card has always worked in every ATM in the Azores. I 
use it to get cash in euros (the daily maximum is 200 euros, regardless of 
any higher limit your bank might set). It's always been accepted as a 
credit card when I needed it, though in grocery stores there can be some 
confusion because "everybody" uses debit cards rather than credit cards. My 
card is actually a debit card, but I have to treat it as a credit card in 
such a situation. 

Before you go, it's always a good idea to notify your bank or credit card 
company you will be going to Portugal and using your card. Because I go for 
twelve weeks (I know, lucky me!) I don't want my bank wondering why my card 
is being used for so long outside the U.S.  Fortunately, Portugal is a 
low-incident of fraud country so there's rarely any problem. In contrast, 
Brazil is high in fraud and I twice had to call my bank from Rio to 
question because my card didn't work. The problem was cleared up within 
five minutes, and I was fine until a few days later because someone at the 
bank hadn't noted I would be in Brazil for a few weeks. On the second call, 
everything was fine the rest of the trip.

Tomás Leal

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