Question about ATM and Credit Cards.  Thank you. But does it need to have a 
chip?  My cards just have a magnetic strip (no chip).  I hear a card with a 
chip 
is  needed throughout Europe. Nancy




________________________________
From: Tomas Leal <[email protected]>
To: [email protected]
Cc: Azores Genealogy <[email protected]>
Sent: Sat, April 6, 2013 11:36:14 PM
Subject: [AZORES-Genealogy] Re: Question about Chips in ATM and Bank Cards for 
travel in the Azores

My Bank of the West card has always worked in every ATM in the Azores. I use it 
to get cash in euros (the daily maximum is 200 euros, regardless of any higher 
limit your bank might set). It's always been accepted as a credit card when I 
needed it, though in grocery stores there can be some confusion because 
"everybody" uses debit cards rather than credit cards. My card is actually a 
debit card, but I have to treat it as a credit card in such a situation. 

Before you go, it's always a good idea to notify your bank or credit card 
company you will be going to Portugal and using your card. Because I go for 
twelve weeks (I know, lucky me!) I don't want my bank wondering why my card is 
being used for so long outside the U.S.  Fortunately, Portugal is a 
low-incident 
of fraud country so there's rarely any problem. In contrast, Brazil is high in 
fraud and I twice had to call my bank from Rio to question because my card 
didn't work. The problem was cleared up within five minutes, and I was fine 
until a few days later because someone at the bank hadn't noted I would be in 
Brazil for a few weeks. On the second call, everything was fine the rest of the 
trip.

Tomás Leal

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