Could you show me some transactions on how that would work? I was under the 
assumption that if I used another Liabilities account it wouldn't show how 
much I owe correctly 

On Saturday, July 29, 2023 at 1:39:13 AM UTC Red S wrote:

> Yes, except use Liabilities: instead of Equity: since you owe the 6666 ARS.
>
> That's what this plugin automates: 
> https://github.com/redstreet/beancount_reds_plugins/tree/main/beancount_reds_plugins/effective_date#readme
>
> On Friday, July 28, 2023 at 4:37:13 PM UTC-7 francocalvo wrote:
>
>> Hey!
>> So, in my country we can pay stuff like clothes and many other things in 
>> interest-free (sometimes) payments from 3 up to 18 months in some cases. 
>>
>> For example, I bought two t shirts for ~10.000 ARS. I'll pay them in 
>> three installments of 3333 ARS each.
>>
>> As my currency has high inflation, the actual cost of acquisition is 
>> lower than 10000 ARS (would be ~8800 ARS), I'd like to have my expenses be 
>> monthly. I know I could do:
>>
>> 2023-07-28 * "Buy t shirts"
>>   Liabilities:CreditCard      -10000 ARS
>>   Expenses:Clothes             10000 ARS
>>
>> But I'd like to do it in a way that when I see my expenses for the 
>> months, the expense in clothes is 3333 ARS, not 10000 ARS.
>>
>> I thought about something like:     
>>
>> 2023-07-28 * "Buy t shirts"
>>   Liabilities:CreditCard                               -10000 ARS
>>   Equity:CreditCard:FutureInstallments    6666 ARS
>>   Expenses:Clothes                                      3333 ARS
>>
>> I don't have an accounting background, and I'm not sure if using the 
>> Equity account would make sense in this case. When the second installment 
>> comes around, I'd do:
>>
>> *balance would be 3333 ARS*
>>
>> 2023-08-26 * "Paying off balance"
>>   Assets:Checking                                       -3333 ARS
>>   Liabilities:CreditCard                                 3333 ARS
>>   Equity:CreditCard:FutureInstallments    -3333 ARS
>>   Expenses:Clothes                                       3333 ARS
>>
>> Would that be ok? It would show me the correct amount of money that I 
>> owe, and the correct money I spent in a given month. I'm not sure if I'm 
>> not shoving the problem down to Equity in this case.
>>
>>

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