Hi Franco! I'm from Argentina too, and a beginner with beanacount.
I came to the mailing list with the same question. I was looking something 
like "Buy now pay later", as a I think americans says.
I will follow instructions to register "cuotas", as I use them very often

El viernes, 28 de julio de 2023 a la(s) 20:37:13 UTC-3, francocalvo 
escribió:

> Hey!
> So, in my country we can pay stuff like clothes and many other things in 
> interest-free (sometimes) payments from 3 up to 18 months in some cases. 
>
> For example, I bought two t shirts for ~10.000 ARS. I'll pay them in three 
> installments of 3333 ARS each.
>
> As my currency has high inflation, the actual cost of acquisition is lower 
> than 10000 ARS (would be ~8800 ARS), I'd like to have my expenses be 
> monthly. I know I could do:
>
> 2023-07-28 * "Buy t shirts"
>   Liabilities:CreditCard      -10000 ARS
>   Expenses:Clothes             10000 ARS
>
> But I'd like to do it in a way that when I see my expenses for the months, 
> the expense in clothes is 3333 ARS, not 10000 ARS.
>
> I thought about something like:     
>
> 2023-07-28 * "Buy t shirts"
>   Liabilities:CreditCard                               -10000 ARS
>   Equity:CreditCard:FutureInstallments    6666 ARS
>   Expenses:Clothes                                      3333 ARS
>
> I don't have an accounting background, and I'm not sure if using the 
> Equity account would make sense in this case. When the second installment 
> comes around, I'd do:
>
> *balance would be 3333 ARS*
>
> 2023-08-26 * "Paying off balance"
>   Assets:Checking                                       -3333 ARS
>   Liabilities:CreditCard                                 3333 ARS
>   Equity:CreditCard:FutureInstallments    -3333 ARS
>   Expenses:Clothes                                       3333 ARS
>
> Would that be ok? It would show me the correct amount of money that I owe, 
> and the correct money I spent in a given month. I'm not sure if I'm not 
> shoving the problem down to Equity in this case.
>
>

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