Hi,

I would probably do this a bit differently. But let me clarify one thing: 
what is the price of your house, which the previous owner got paid. Is this 
300,000.00 EUR or 400,000.00 EUR?

Regards.



On Sunday, March 3, 2024 at 12:03:08 PM UTC+1 Tino de Bruijn wrote:

> I've been using Beancount for years to track both my business as well as a 
> shared bank account with friends. However, now I'm trying to set up a way 
> to track our mortgage, as well as how much each of us (my partner and me) 
> "own" to the shared account, and I just can't figure out what setup or 
> queries I should use.
>
> I now have a setup as follows:
>
> plugin "beancount.plugins.auto_accounts"
>
> 2023-04-24 * "Buy" "Mortage"
>   Liabilities:Mortgage                    -300000.00 EUR
>   Assets:House
>
> 2023-04-24 * "Buy" "Cash in"
>   Income:Partner                          -100000.00 EUR
>   Assets:House
>
> 2023-05-01 * "Bank" "Mortgage payment: 200,00; Interest: 400,00"
>   Assets:Bank                                -600.00 EUR
>   Liabilities:Mortgage:Me                    133.333 EUR
>   Liabilities:Mortgage:Partner                66.667 EUR
>   Expenses:Mortgage:Interest:Me              266.667 EUR
>   Expenses:Mortgage:Interest:Partner         133.333 EUR
>
> ; HOW TO DO THIS?
> ; 2023-05-01 * "Required payment"
> ;   ????                                       -600.00 EUR
> ;   ??????:Partner                              250.00 EUR
> ;   ??????:Me                                   350.00 EUR
>
> 2023-05-10 * "Bank" "Monthly Me"
>   Assets:Bank                                 300.00 EUR  ; Whoops, 50 too 
> low
>   Income:Me
>
> 2023-05-11 * "Bank" "Monthly Partner"
>   Assets:Bank                                 250.00 EUR
>   Income:Partner
>
> I'm wondering how to set up that "Required payment"? We split (non-50/50) 
> and I want to set that up per month (will build a plugin probably), as it 
> is based on the difference in income. In this (contrived) example, I paid 
> the wrong amount, and I would like to see somewhere that I'm €50 short.
>
> And finally, we also want to track how much each of us owns of the house. 
> As you can see my partner had cash from a previous house, whereas I pay 
> more per month, so this balance changes. (This was recommended to tackle it 
> this way by the notary, in case we ever separate.) How could I get accounts 
> set up (Assets:House:Partner/Me? or a query?) to track this?
>
> Thanks!
>

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