On Wednesday, March 6, 2024 at 10:03:00 PM UTC+1 Tino de Bruijn wrote:

Hi,

Thanks for your suggestions. Putting that was is "invested" into Equity 
makes sense to me.

However, as I stated in my original post, I want to be able to track *what 
each of us has payed "into" the house, whether via initial payment or 
mortgage repayments*. This was also advised by our notary. So I'll keep the 
splitting.


So, if I correctly understand, there is a requirement that track how much 
of each payments went to reduce the mortgage and how much to pay bank 
percentage. I assume, that you get this Info from bank, every  time you 
pay. In this case one indeed needs to split payment.


You create a Bank asset for each partner. How do you suggest to use those? 
As stated, we have a shared bank account, that I import into this ledger.


If you have a shared bank account, how do you know whos money were used for 
payment? Once you deposited to shared bank account, these are already joint 
funds, not individual?


 


My main problem is still this:
> I'm wondering how to set up that "Required payment"? We split (non-50/50) 
and I want to set that up per month (will build a plugin probably), as it 
is based on the difference in income. In this (contrived) example, I paid 
the wrong amount, and I would like to see somewhere that I'm €50 short.


I am not sure I understand what  do you mean under "how to set up that 
"Required payment"? Does beancount have such feature?
I would just query from beancount with beanquery how much each of you have 
paid already, they would work out the difference (in Excel) and based on 
this information would work out a new payment for each of you. Or am I 
missing something?



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