One more thought:

RE: "Receipt" verus "Acceptance" :

I believe "Receipt" is the right term-- it means "I got your payment",
NOT "your payment has cleared."  E.g. if I hand a merchant a paper
check they'll hand me a receipt, but the check could still bounce.
That's the analogy here-- a merchant might give you a receipt, but if
the transaction is rejected by the network for whatever reason (Finney
attack maybe) you cannot expect to go to court with your
invoice/receipt and claim you made a valid payment.


-- 
--
Gavin Andresen

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