Jennifer, you have already probably heard this ten times but  " fixed 
rate " is the only way to go for a mortage. as for your cement floor 
work. I have no good information but  many others here will have what 
you are looking for. all I will suggest is  have plenty of ventilation  
as you do that   concrete floor work covering  your eyes,nose and mouth 
. Yes, even totally blind folks can get eye infections or whatever from 
flying debris. Lee


-- 
Traveling through hyperspace isn't like dusting crops, boy.
                -- Han Solo

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