[uucdigest]        Wednesday, August 27 2003        Volume 03 : Number 6702



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In this BMW UUC Digest:

       Re: [uuc] Compression Vs. Leakdown testing?
       [uuc] cam oil seal replacement
       RE: [uuc] Compression Vs. Leakdown testing?
       [uuc] RE: Someone hit my BMW! Advice sought...
       Re: [uuc] e34 540i Suspension Woes
       Re: [uuc] RE: Someone hit my BMW! Advice sought...
       FW: [uuc] RE: Someone hit my BMW! Advice sought...

----------------------------------------------------------------------

Date: Tue, 26 Aug 2003 18:05:36 -0700 (PDT)
From: [EMAIL PROTECTED]
Subject: Re: [uuc] Compression Vs. Leakdown testing?

M50TU? 100k miles? condition?  Shouldn't you be asking about life after break-in?  
Yeah, my car is
getting tired at 214k.  I need to put in some front wheel bearings, and the floor mats 
are getting
pretty worn.  Motor and tranny are pretty solid. You'll find that block to be pretty 
bomb-proof
unless you've done bad things to it.

Marc Plante
E36 325i, 214k
Vienna, VA

------------------------------

Date: Tue, 26 Aug 2003 19:55:40 -0700 (PDT)
From: igor koruga <[EMAIL PROTECTED]>
Subject: [uuc] cam oil seal replacement

Hi all,
I have a small oil leak/drip by cylinder #1 on my 86
325. It was suggested to me that cam oil seal might be
leaking ( I looked and can not determine with
certainty if it is head gasket or oil cam seal). I am
tying to plan for all the tools/parts that I will need
if indeed it is bad cam seal ( I will also change
water pump and timing belt while I am in there). My
question is : do I really need press (as stated in
Bentley) to seat cam oil seal and o-ring  in the seal
housing? If not how else can I do it? This will be my
first time doing this, so any tips and tricks are
greatly appreciated.
Regards,
Igor
86 325
BMW CCA GGC

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------------------------------

Date: Tue, 26 Aug 2003 23:42:02 -0400
From: "KMS - Brett Anderson" <[EMAIL PROTECTED]>
Subject: RE: [uuc] Compression Vs. Leakdown testing?

Compression test is to tell if an engine is dead, or not dead.  It won't
tell you anything in between.

Leak down test is a diagnostic aid, and gives a good indication of the
overall health of the motor.

It is possible, and in fact, quite common, to have good compression in an
engine, with high leak down.  So the engine runs like shit, but a
compression check will show all is fine.  Case in point, Kathy's race car.
Compression was 165 +/- 10 psi across the board.  Well within factory specs.
However, #1 cylinder had 80% leakdown from a cracked valve.

If you can only do one, do the leak down. Not that you should have anything
to worry about at this early stage of your engine's life.

Brett Anderson
KMS


> -----Original Message-----
>On Behalf Of [EMAIL PROTECTED]
> Can someone please explain the difference in objectives between
> compression testing and  leakdown testing?
> I want to assess the health of my 100Kmile+ M50TU, before doing any
> freshening/upgrading.
>Which test provides the most info? Would there ever be reason to do both?

------------------------------

Date: Wed, 27 Aug 2003 00:26:07 -0500
From: Neil <[EMAIL PROTECTED]>
Subject: [uuc] RE: Someone hit my BMW! Advice sought...

I tried to ignore the ever-popular insurance-bashing thread this time 
despite some of the curious comments made and inaccurate advice given, 
but it didn't work...

<snip>
Say someone else rear ends the same not-repaired car. Could not the 
driver of the 2nd at fault car claim that since the car was not properly 
repaired then they are not liable for any damages?
</snip>

Yes. It's called prior damage, and *in most states*, the 
person/insurance company who is responsible for the newest damage does 
not owe and will deduct any overlapping prior damage from the current 
damage.
If your bumper was damaged to the point where it needed to be replaced, 
and was hit again, you will not get paid for the bumper again. This also 
applies to prior poor or incomplete repairs as well, and does not matter 
whether you had been paid for the first loss or not.

Regarding other comments made:
After an accident, you should be paid the amount that would cover the 
repair in question, plus rental for that repair period. No more, no 
less. The way to get started is with an estimate (a key word), which is 
usually paid before repairs begin. If you actually repair the car, any 
difference between what has been already paid and what is owed by the 
company will be figured as the repairs progress, and paid at that time. 
This typically results in a lower-then-expected initial estimate, and 
shouts of 'rip-off' and 'cheat'. If you do not repair the car, the 
hidden damage can not be found, and will most likely not be paid.
In contrast, many shops will estimate what they believe is likely to be 
needed as the repairs progress, rather than what is actually known to be 
needed. In some cases, it is based upon experience, and in some cases 
they are merely padding the estimate, either to make money for 
themselves or the car owner. Sometimes they'll write whatever estimate 
you want them to write. No insurance company will pay you for suspected 
damage, especially when you are the only one suspecting it (you and the 
shop who wrote the estimate for you, that is).

I won't even get into "devaluation" (AKA diminish value). Oh what the 
heck. I've already come this far...
What makes your car so unique and special that a few thousand dollars 
worth of repair would ruin it's resale value - other than the fact that 
it's yours? For the majority of us, the answer would be not a darned 
thing. I mean "you" in a figurative sense here. I'm not picking on 
anyone, and the average repair is a few grand. Even my swell Euro E28 
M535i would probably not be devalued noticeably if it were damaged, and 
(here's the kicker) repaired properly, and there are only a large 
handful of them rolling around the US. Expensive does not necessarily 
equal valuable, rare or special.

Here's the one tip I always give: No matter how fair/unfair it seems to 
you, or how righteous you feel you are, shouting, threatening or 
belittling the adjuster, company, or industry as a whole and small 
claims court will only embitter and entrench the adjuster, and make them 
less likely to seek a compromise.

Yes, I work for an insurance company, and no I don't really care if you 
disagree or have anecdotal evidence to the contrary. Vive la difference.

Neil

------------------------------

Date: Wed, 27 Aug 2003 11:44:17 -0500
From: Sean Cordone <[EMAIL PROTECTED]>
Subject: Re: [uuc] e34 540i Suspension Woes

I'd still check the thrust arm bushings. I had a set last about 25-30k 
miles (before I went to the 750iL bushings) on my 540i. Symptom was 
clunking on braking - I never got the shimmy on light braking that 
usually heralds impending bushing failure that time. --SC

John Barfuss wrote:

> Well, not quite yet, but starting to have a disconcerting light 
> clunk/rattle in front suspension. Mostly noticeable over rough 
> pavement, but I can also hear by turning steering wheel back and forth 
> aggressively. My first thought is tie rod ends (I replaced control 
> arms/bushings (BavAuto combo), shocks (with Bilsteins) and tie rod 
> ends back in 99, 40,000+ miles ago). Are tie rod ends usually the 
> first to go?

------------------------------

Date: Wed, 27 Aug 2003 11:59:58 -0500
From: [EMAIL PROTECTED]
Subject: Re: [uuc] RE: Someone hit my BMW! Advice sought...

"Dennis Wynne" <[EMAIL PROTECTED]> wrote:
> Another thing I was wondering about.
> Say someone else rear ends the same not-repaired car. Could not the
> driver of the 2nd at fault car claim that since the car was not 
> properly repaired then they are not liable for any damages?

Dennis,
Yes, they could, but it's not that simple.
If you read your insurance policy carefully, most state a contractual 
obligation to repair the car to the pre-accident state. There is nothing 
in the policy that promises to repair the car to an "as-new" state. 
That wording leaves a lot of room for interpretation. For example, it open 
the door for an insurance company to pay for equal wear junk-yard 
replacements or asian parts instead of buying brand new OE components. 
Granted, they rarely bother to do that with new cars, but if you got 
rear-ended and need a new $1K diff on your 200K mile E30, all bets are 
off.

In your example, an insurance company will be obliged to repair the car to 
the pre-second accident state. That may be very hard to accomplish if you 
rear end had already been re-arranged by the first accident. So what they 
will likely do is deduct the estimated cost of first accident repairs from 
the check for the second accident.
OTOH, if the first accident damaged another area of the car not touched by 
the second one, you will be getting two checks for the full amount of 
repair of both areas. 
The cute part is that the checks for two accidents can easily exceed the 
totalling threshold for your car. Yet the two claims will be processed 
independently. Ask me how I know ;-)

> I mean if the energy absorbing "shocks" under the bumper cover were 
> blown and not fixed, then how can the 2nd driver be responsible for 
> the damage to the car? 

Valid point.

> The same thing comes to mind when I see folks riding around without 
> the mandated seat belts on - or some of these kids who take off their
> airbag steering wheels and replace them with some trick "racing" 
> steering wheel. Even if the accident is "my" fault, if they have removed
> the airbags or are not wearing seat belts should "I" be held liable? At
> least there should be a limit on the liability, don't you think? 

Hey, if you hit me, I _deserve_ all the money I can get sue from you 
because I'm so unique and special. 
;-)
Seriously now, issues of commons sense and fairness aside (bg), the 
liability is derived from the contract between the insured and the 
insurance company. AFAIK, insurance policies carry exceptions for blatant 
criminal acts (as in crashing your car during a bank robbery), but not for 
acts of stupidity. So even if you drive off a cliff with your toe on the 
steering wheel while scratching your ass and snorting coke, you might 
still be insured.

> A lot of the SUV roll over deaths involve folks tossed from the vehicle.
> If they had been wearing a belt they may have walked away. So should we
> let the tire and SUV makers off the hook a little bit because these folks
> chose not to utilize a key safety device?

Very good points.
OTOH, something tells me that the insurance companies would have used it 
long time ago if it had legal traction and was cost effective.

alex f

------------------------------

Date: Wed, 27 Aug 2003 13:51:04 -0400
From: "Dennis Liu" <[EMAIL PROTECTED]>
Subject: FW: [uuc] RE: Someone hit my BMW! Advice sought...

trying again...

- -----Original Message-----
From: Dennis Liu [mailto:[EMAIL PROTECTED]
Sent: Wednesday, August 27, 2003 9:15 AM
To: [EMAIL PROTECTED]
Cc: [EMAIL PROTECTED]
Subject: RE: [uuc] RE: Someone hit my BMW! Advice sought...


Very interesting post, Neil.

I agree with you on everything.  Until you reach the point on diminished
value claims.

You wrote:
>What makes your car so unique and special that a few thousand dollars
worth of repair would ruin it's resale value - other than the fact that
it's yours? For the majority of us, the answer would be not a darned
thing. I mean "you" in a figurative sense here. I'm not picking on
anyone, and the average repair is a few grand. Even my swell Euro E28
M535i would probably not be devalued noticeably if it were damaged, and
(here's the kicker) repaired properly, and there are only a large
handful of them rolling around the US. Expensive does not necessarily
equal valuable, rare or special.
____________

It's this point with which I completely disagree.  Maybe a well-driven
(used) E28 M535i (fabulous car, I had one and loved it) would, as a
percentage basis of its current value, be worth slightly less in case of an
accident and then a repair.  But you're kidding when you apply your theory
to cars in general, no?

Take a brand new E46 M3.  You've just taken delivery of it, you drive it off
the lot, and you get rear-ended by a tractor-trailer.  $30k worth of damage.
A great body shop does all of the work, and it drives and looks like new.
BUT.  It's still been hit, and hit hard.  Maybe Carfax as a note of it in
its records.

If you want to sell this car, is this car worth the same as the EXACT SAME
CAR that was just delivered to a customer, but without an accident?

Of course not.  If you were a buyer, and a choice between a 2003 M3 with 150
miles and a 2003 M3 with 150 miles and a big accident (albeit repaired
impeccably), offered at the same exact price, wouldn't you chose the former?
You might chose the latter IF the latter were somewhat cheaper.  Maybe $500
cheaper, maybe $3000 cheaper, maybe $5000 cheaper.  Whatever that difference
is, that difference IS THE DIMINUTION IN VALUE.

Is this an extreme example?  Maybe.  But the same principle applies.
Whenever you're trying to sell a used car, one that has been in an accident,
no matter how well repaired, will, virtually always, be worth SOMETHING less
than the same car that hadn't been in an accident.

If I've been in an accident, where I am not at fault, why SHOULDN'T I be
compensated for my loss?!?

I'm curious to hear your reply, Neil.  Again, I agree completely with your
other points, and can't really figure out why a diminution claim isn't
appropriate.

vty,

- --Dennis





- -----Original Message-----
From: [EMAIL PROTECTED]
[mailto:[EMAIL PROTECTED] Behalf Of Neil
Sent: Wednesday, August 27, 2003 1:26 AM
To: [EMAIL PROTECTED]
Subject: [uuc] RE: Someone hit my BMW! Advice sought...


I tried to ignore the ever-popular insurance-bashing thread this time
despite some of the curious comments made and inaccurate advice given,
but it didn't work...

<snip>
Say someone else rear ends the same not-repaired car. Could not the
driver of the 2nd at fault car claim that since the car was not properly
repaired then they are not liable for any damages?
</snip>

Yes. It's called prior damage, and *in most states*, the
person/insurance company who is responsible for the newest damage does
not owe and will deduct any overlapping prior damage from the current
damage.
If your bumper was damaged to the point where it needed to be replaced,
and was hit again, you will not get paid for the bumper again. This also
applies to prior poor or incomplete repairs as well, and does not matter
whether you had been paid for the first loss or not.

Regarding other comments made:
After an accident, you should be paid the amount that would cover the
repair in question, plus rental for that repair period. No more, no
less. The way to get started is with an estimate (a key word), which is
usually paid before repairs begin. If you actually repair the car, any
difference between what has been already paid and what is owed by the
company will be figured as the repairs progress, and paid at that time.
This typically results in a lower-then-expected initial estimate, and
shouts of 'rip-off' and 'cheat'. If you do not repair the car, the
hidden damage can not be found, and will most likely not be paid.
In contrast, many shops will estimate what they believe is likely to be
needed as the repairs progress, rather than what is actually known to be
needed. In some cases, it is based upon experience, and in some cases
they are merely padding the estimate, either to make money for
themselves or the car owner. Sometimes they'll write whatever estimate
you want them to write. No insurance company will pay you for suspected
damage, especially when you are the only one suspecting it (you and the
shop who wrote the estimate for you, that is).

I won't even get into "devaluation" (AKA diminish value). Oh what the
heck. I've already come this far...
What makes your car so unique and special that a few thousand dollars
worth of repair would ruin it's resale value - other than the fact that
it's yours? For the majority of us, the answer would be not a darned
thing. I mean "you" in a figurative sense here. I'm not picking on
anyone, and the average repair is a few grand. Even my swell Euro E28
M535i would probably not be devalued noticeably if it were damaged, and
(here's the kicker) repaired properly, and there are only a large
handful of them rolling around the US. Expensive does not necessarily
equal valuable, rare or special.

Here's the one tip I always give: No matter how fair/unfair it seems to
you, or how righteous you feel you are, shouting, threatening or
belittling the adjuster, company, or industry as a whole and small
claims court will only embitter and entrench the adjuster, and make them
less likely to seek a compromise.

Yes, I work for an insurance company, and no I don't really care if you
disagree or have anecdotal evidence to the contrary. Vive la difference.

Neil

------------------------------

End of [uucdigest] V3 #6702
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