> From: Baardwijk, J. van DTO/SLBD/BGM/SVM/SGM <[EMAIL PROTECTED]>
> > -----Oorspronkelijk bericht-----
>
> > I don't see the point of the debit card given that cash is avaialable
> > at ATMs everywhere. I use my credit card for many purchases to get
the
> > frequent flier miles. So now that I have no desire to fly anywhere I
> > will probably go back to cash.
>
> There are a few good reasons for using a debit card instead of cash.
> Convenience is one of them. Safety is another one.
>
> It is convenient, because as long as the amount of money in your bank
> account is sufficient, you never have the problem of being just five
cents
> short of cash when you want to pay. It is convenient, because you never
risk
> getting too little change back. For business owners it is convenient,
> because it eliminates the chance of giving customers too much change
back.
>
> It is safe, because cash that is not there can not be stolen.
It is not safe bacause cash that is there can be stolen. So instead of
geting $50 from your wallet, they can clean out your $2000 checking
acount. Unlike a CC, that money is gone.
> Imagine you would go to an ATM to get cash, and then spend it.
>
> First you have to get your cash out of the machine -- someone might
grab the
> money and run off with it. You then have to go to the store -- someone
might
> steal your wallet on your way there. After you have paid, that cash has
to
> be stored -- the store might get robbed. At the end of the day, someone
will
> have to bring that cash money to the bank -- and might get robbed.
> Basically, you first withdraw money from your account, then spend it,
after
> which someone has to bring the cash to the bank to put it in the
company's
> bank account. With a debit card, the money goes immediately from your
> account to the store's account. Much safer.
>
> True, someone might also steal your debit card, but it takes only one
phone
> call to the bank to have your card blocked, rendering it useless to the
> thief.
Wasn't someone just complaining that they couldn't cancel it?
> As for paying with credit cards: I can pay a lot with mine, but I can
not
> use there where a lot of my money is spend: in the supermarket...
^^^ ^
This last sentence makes no sense.
