Nick Arnett wrote:
> 
> How could we have known what we apparently "should" have known about
> valuations?  How much research should a non-real estate professional 
> be expected to figure out when buying a house?  If financial professionals
> can't make sense of the value of sub-prime paper, how could the rest 
> of us be expected to?
> 
Back in 1991 or so (could be a few years latter), I learned what USA
people were doing with the houses: each USA middle class
citizen was living in a house that was not his/hers, in debts that
were of the order of magnitude of 3 times what they actually owned.

Back then, I had no training in Economics. I said that it was wrong.
The reply? "Everybody is in debt, so nobody will have to pay anything".

> For those among us who oppose government regulation, does this 
> include opposition to regulation whose purpose is to limit 
> complexity?  (Which I'm thinking would also help avoid chaotic -- in 
> the mathematical sense -- behavior in the markets.)
> 
The only way a g*vernment can control the complexity of the market
is by making everything the private property of Our Beloved Leader.

Anything else either creates a complex market, or a more complex black
market.

Alberto Monteiro

PS: mathematical chaos is a good thing :-)

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