T H E N O T A R Y N E W S Published by Victoria Ring, CSA http://www.50statenotary.com ________________________________________________ ������������������������������������������������ ������������������������������������������������ Missed an issue? Read all past issues at http://www.50statenotary.com/ezine/ Send a free complimentary issue to another notary, subscribe under a different email address or unsubscribe at http://www.50statenotary.com/subscribe.html ________________________________________________ ������������������������������������������������ ������������������������������������������������ ISSUE 52 � September 18, 2004
IN THIS ISSUE: ** Emails and Questions From Notaries ** 50 State Notary Opens New Distribution Office for Books ** Notary Tidbits ** New Companies to Sign Up With ** Is Your Name on The List? ** Rate this Ezine ** Bible Verse of the Week ** Resource Links for Notary Signing Agents ________________________________________________ ������������������������������������������������ ������������������������������������������������ EMAILS AND QUESTIONS FROM NOTARIES Dear Victoria: I needed a document notarized for my husband so I went to your online notary directory to find a notary. I contacted several in my local county area and they told me they would not notarize anything for less than $50.00. Where can I get my husband�s document notarized for less than $50.00? (MN) RESPONSE FROM VICTORIA RING First of all, I sincerely apologize for the behavior of the notaries you contacted. It is evident they misunderstood that you only needed one piece of paper notarized and not an entire mortgage loan package. A set of mortgage documents may contain from 50 to 120 pieces of paper, which is why a notary is paid $50 or more for the processing of the entire set. Notarizing one document is a public service and the fee should be no more than $1.00 or $2.00 (in most states.) You can go to any bank or courthouse in your area to have documents notarized for a small fee. The fee limits are set by the individual state but they would never be $50.00. NOTE TO NOTARIES: All notaries must remember that we are PUBLIC SERVANTS. We take an oath of office to serve the public and we should never refuse to notarize a document for the general public (unless we suspicion it is fraudulent or the person is under duress). It is quite evident that the notaries who quoted this poor lady $50.00 to notarize one piece of paper confused her with a loan signing. However, this brings up another interesting point: If the notaries who spoke to this lady didn�t care enough to find out what the lady wanted in the first place, think of the problems these notaries will have when they actually do a mortgage signing. By not listening and following instructions, they will make a lot of mistakes and destroy their reputation in the notary signing agent field. I should have NEVER received an email from a consumer like the one I published above. The notaries should have been more thorough and recognized she was a consumer and not a signing company. They should have found out exactly what the lady wanted by asking her questions to obtain the correct information. Instead, these notaries just �got rid� of this lady and didn�t care about her situation. This is NOT being a public servant and whoever did this should be ashamed of their behavior. ------------------------------------------------------------------------ Dear Victoria: I purchased your notary book, read the information and put it to use. Tonight I just completed a signing for a mortgage company where I made $200.00. Thank you so much for making this all possible. (Name withheld) Dear Victoria: I just want to say thanks for all the information that you have provide through your notary book. It has helped me in getting my Notary Signing Agent business going because more and more companies are contacting me for assignments. I went and applied for my business license as I see it like you said, to show that my business is firm and will be here for awhile. Thanks for placing GOD Our Father above all else, as you don't find that today. (RF) Note: To purchase your copy of How to Start, Operate and Market a Freelance Notary Signing Agent Business go online to http://www.50statenotary.com/book/ ------------------------------------------------------------------------- Victoria: I e-mailed about 5 to 7 notaries in the Nationwide Notary Directory to see how to get started but nobody has returned my e-mail. I know that it takes time but it has been about a week. Yes I do have my commission and my stamp but nobody wants to help. Why? I am not sure. Do you know if I need to get that Certification at the NNA first? Yes I have read your book a few times now. (DB) RESPONSE FROM VICTORIA RING Unfortunately there are several notaries out there who do not like helping other people. They are selfish and only care about making as much money as they can. However, just like everything else in life -- you have to have patience and keep going to achieve your goal. There are 100s of notaries who dearly love to help people like you who are willing to learn. Visit all the other notary web directories and instead of sending out 5 or 7 emails, sent out 150 or 200. You are bound to find someone to be your mentor and who will reply to you. On another note -- NO you do not need to obtain certification to work as a notary signing agent. It helps -- but it is not a mandatory job requirement. ------------------------------------------------------------------------- Hi Victoria. I just paid for a listing in the Nationwide Notary Directory. When I went to view my web page and it looked very plain. When I clicked on some of the others, I noticed that they had a black background with the 50 State Notary graphic. I really like that better. Could you change my background like that one? (DR) RESPONSE FROM VICTORIA RING The "new" look was established in July of this year. The reason some of the other web pages in the Nationwide Notary Directory are brighter and more colorful is because they are older listings received prior to July. When the �new� look was implemented in July, it was impossible for me to go through the entire directory and change every single notary web page that had been designed in the older format. Therefore, the "new" look was implemented for notary web page listings received after July. The reason the change was implemented in the first place was because the mortgage and title companies (who use the directory) suggested the change to a �less colorful� look. In addition, I received many complaints about the colorful web pages looking too �cartoon-like�. Now that I have made the change to a "less colorful" web page look and have satisfied all the people who complained, I receive requests from people every once in awhile (like you) who preferred the more colorful look. Unfortunately, I cannot please everyone � however, I feel it is more important to please the mortgage and title company�s wishes because they are the people who are responsible for giving assignments to the notaries who are listed in the Nationwide Notary Directory. Faced with the choice of either increasing the income of notaries listed in the directory, or pleasing the notary � I decided to do what I believe will be better for the notary. ------------------------------------------------------------------------ Dear Victoria: I went out today giving out my business cards to various different locations. I decided to go to this mortgage company to let them know that I am an independent loan closer. I find that if you say you are a mobile notary, they seem to not appreciate what you have to offer. When I was introducing my services I was told that they use title companies and how would I come into play with the transactions. I asked if they prepared the docs and she stated they did not. She stated that they use title companies to prepare the docs. She was interested but I really didn't have an answer for her. I felt really stupid! I told her that there is a way to work with mortgage companies with my services and would get back with her. She gave me her card and definitely wants me to contact her again. What am I supposed to say? How do I fit in? Thank you so much for being my mentor! (JC) RESPONSE FROM VICTORIA RING Good for you! I am glad to see you are making an effort to market your notary services. However, every mortgage company works differently. Some mortgage companies use title companies to prepare the documents, others use signing companies and some prepare their own. If the mortgage company told you that the title company is the one that prepares the documents then you need to go to the title company and offer your services. The key is to find out �which� company dispatches out the notary because every one will be different. When you contact the lady at the mortgage company as a follow-up, make sure she understands YOUR role in the process. You take the documents to the borrower�s home and have them notarized. You may want to ask her something like: �When you receive the documents back from the title company are they already notarized by the borrowers?� If the answer is �yes� then ask her the name of the title company they use for their loans and market to the title company. In some small communities I have found a few who are not aware the borrower can sign documents at their home. Some borrowers are still going to the mortgage company to sign their loan documents and are not aware the �mobile� notary option is available. While it is rare to find this situation � the fact exists that in smaller towns and communities they are still behind the times. In a situation like this, you will need to educate the company (who is responsible for having the documents signed by the borrowers) as to the convenience a mobile notary can provide to them as well as the borrowers. ________________________________________________ ������������������������������������������������ ������������������������������������������������ 50 STATE NOTARY OPENS DISTRIBUTION OFFICE FOR BOOKS Now that I have written and published two books (and about to release a 3rd book in December) my small home office became too inefficient to handle the shipping and distribution of orders that are received on a daily basis. When Gloria Joyce (my good friend of 19 years) saw that I was working 16-18 hour days without any time off, she offered to set up a distribution center from her home office so that she could ship all book orders and keep track of inventory. On September 10 we completed the set-up and now orders are processed faster and with more efficiency. Gloria has been a God-send and she has helped the company to maintain its reputation for high-quality products that are delivered fast and efficiently. If you have ordered from 50 State Notary in the past and have experienced delays, please accept my apologies. Situations like this occur when a company is going through growth spurts. However, we now have a process in place where delayed shipments should be a thing of the past. If you would like to see a photo of Gloria Joyce so you can put a �face with a name�, she appears on the front cover of my new book, How to Start a Bankruptcy Forms Processing Service. Go to http://www.bankruptcybook.net to see the book cover. ________________________________________________ ������������������������������������������������ ������������������������������������������������ NOTARY TIDBITS I was surfing the internet this week and I found a search engine that I never heard of before. It was http://www.newbies.com/ At first I didn�t realize what it was, but I typed the word �notary� in the search box, glanced through a few pages and found another website I had never heard of called E-Mail Notary at http://www.readnotify.com It turns out this company sells a software for email tracking. On their website they have a link �About ReadNotify.� On that page it gives an explanation of �ReadNotify is the most powerful and reliable email tracking service that exists today. In short - ReadNotify tells you when email you sent gets read / re-opened / forwarded and so much more.� I have not had the time to download and try this program out � but the reason I mention it is because I wanted to keep you up-to-date on new electronic signature technology as it is being developed. I receive several questions from emails about my thoughts on the new electronic signature technology. But it is impossible for me to answer this question. That�s because no one (at this time) has any idea of how electronic signature technology will precisely emerge. There are so many companies working on a variety of different ideas that it is impossible for me to predict what idea will lead the pack. However, when I found this little software program under the search word of �notary� I decided to pass it along so you can check it out for yourself. Wouldn�t it be interesting to see this type of technology become mainstream in the electronic signature technology process? Perhaps? I don�t know. But one thing is certain � e-notarizations are definitely on the horizon. ________________________________________________ ������������������������������������������������ ������������������������������������������������ NEW COMPANIES TO SIGN UP WITH The following new companies were added to the Nationwide Company Directory this past week at http://www.50statenotary.com/directory/company_listing05.html 1. Traveling Professional Notaries 2. At Your Door Signing Service ________________________________________________ ������������������������������������������������ ������������������������������������������������ IS YOUR NAME ON THE LIST? If your notary web page in the Nationwide Notary Directory is due to expire, you can renew your listing at http://www.50statenotary.com/renew.html Below is a list (last name only) of the notary web pages that have expired and will be removed unless a renewal form is received: STATE -- LAST NAME CA -- Belo NJ -- Kavy AZ -- O�Dowd WA -- Bronder NC -- Reyes FL -- Cerilo MO � Finke NY � Horlacher AL -- Harrison If your name is on the list, please submit the renewal form at http://www.50statenotary.com/renew.html immediately or your web page will be removed. All renewals receive a discount. ________________________________________________ ������������������������������������������������ ������������������������������������������������ Please rate this Ezine at the Cumuli Ezine Finder http://www.cumuli.com/ezines/vote.html?pub_code=thenot ________________________________________________ ������������������������������������������������ ������������������������������������������������ BIBLE VERSE OF THE WEEK Jeremiah, Chapter 9, Verses 23-24 �Thus saith the LORD, Let not the wise man glory in his wisdom, neither let the mighty man glory in his might, let not the rich man glory in his riches: But let him that glorieth glory in this, that he understandeth and knoweth me, that I am the LORD which exercise lovingkindness, judgment, and righteousness, in the earth: for in these things I delight, saith the LORD:� Read online at http://www.servantofjesuschrist.com/kjv1611/jeremiah/chapter_09.html ________________________________________________ ������������������������������������������������ ������������������������������������������������ OF INTEREST TO NOTARIES: Get listed in the Nationwide Notary Directory http://www.50statenotary.com/directory/order_getlisted.html BOOK: �How to Start, Operate and Market a Freelance Notary Signing Agent Business� ISBN: 1-9761591-0-4 http://www.50statenotary.com/book/index.html BOOK: �How to Start a Bankruptcy Forms Processing Service� ISBN: 1-9761591-1-2 http://www.50statenotary.com/bankruptcybook/index.html FREE: 50 State Notary Desktop Guard Dog http://www.50statenotary.com/freegift/index.html Join the National Notary Association http://www.nationalnotary.org/supplies/index.cfm?referID=A23039 Join the Annie Mae Network http://www.anniemae.org/index.cfm?id=10018 Locate a Notary: View the Nationwide Notary Directory http://www.50statenotary.com/directory/index.html View previous issues of this ezine: The Notary News http://www.50statenotary.com/ezine/index.html Jobs for Notary Signing Agents (updated weekly) http://www.50statenotary.com/directory/company_listing.html Free Introductory Signing Agent Training Course http://www.50statenotary.com/training/index.html My Notary Story � Tips from Experienced NSAs http://www.50statenotary.com/mystory/index.html Free Download of the King James Bible http://www.servantofjesuschrist.com/kjv1611/download.html Visit Victoria Ring�s other websites http://www.victoriaringconsulting.com/ http://www.graphicopublishing.com/ -------------------------------------- Victoria Ring Certified Notary and Paralegal http://www.50statenotary.com Phone: 614-491-9831, Fax: 614-491-9832 _____________________________ Unsubscribe: http://www.ymlp.com/[EMAIL PROTECTED] Hosting by http://www.yourmailinglistprovider.com ------------------------ Yahoo! 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