Julian Tether <[EMAIL PROTECTED]>
wrote:

>My prediction for the down turn:
>5% in the next 12 months
>30-35% over the next 5 years
>It will be good to see house prices going back to near where they should 
>be.

Sorry, Julian, but they *are* where they should be.  They always are.

House prices are set by the relationship between supply and demand.  

The demand for houses has been going up sharply for several years.
This is because of a rapidly rising UK population (meaning ever more
people wanting somewhere to live), and of late very low interest rates
(making it possible for a greater proportion of the population to
afford mortgages, and thus enter the market).  OTOH, the supply of
houses has been increasing slowly, because of increasing resistance to
turning more of the landscape into building sites.

There may well be a price downturn, because interest rates have gone
up.  However, I expect it to be short-lived, because any slowing of
national economic growth (which may be on the horizon) is likely to
cause the BofE to reduce interest rates, and the population continues
growing disastrously.

Have a nice day.

Adrian



Adrian Stott
07956-299966

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