FWIW, here's what I've got from State Farm here on the Southern Chesapeake:
agreed value: 17,000
liability: 500,000 (my marina requires that as minimum)
med: 1,000
deductible: 250
Annual premium: $426
I think the higher liability coverage makes the difference.
Jeff Sheler
s/v Windsome
C27TR #6594
Hampton, VA
At 08:15 PM 4/18/2006, you wrote:
Wow!
So, I got this letter in the mail from BoatUS (West, EE, whatever)
The thing was a solicitation for boat insurance. I figure, what the heck,
I'll get a quote from their on line site. So...
On a 27 foot, 1986 Catalina. $300k liability, $15k agreed value. NO
trailer or personal belongings coverage. $1k for medical payments. $270
deductible and a token $500k for fuel spills. In Massachusetts.
They want $729 a year. WITH a C&V (read $300+) the first year.
My current coverage is about $350, for the same specs. Hmmmm... let me
think a moment.
Larry Robertie
Cheeky Monkey
Boston, MA.