FWIW, here's what I've got from State Farm here on the Southern Chesapeake:

agreed value: 17,000
liability: 500,000 (my marina requires that as minimum)
med: 1,000
deductible: 250

Annual premium: $426

I think the higher liability coverage makes the difference.

Jeff Sheler
s/v Windsome
C27TR #6594
Hampton, VA


At 08:15 PM 4/18/2006, you wrote:
Wow!

So, I got this letter in the mail from BoatUS (West, EE, whatever)

The thing was a solicitation for boat insurance. I figure, what the heck, I'll get a quote from their on line site. So...

On a 27 foot, 1986 Catalina. $300k liability, $15k agreed value. NO trailer or personal belongings coverage. $1k for medical payments. $270 deductible and a token $500k for fuel spills. In Massachusetts.

They want $729 a year.  WITH a C&V (read $300+) the first year.

My current coverage is about $350, for the same specs. Hmmmm... let me think a moment.

Larry Robertie
Cheeky Monkey
Boston, MA.






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