> Adam wrote:
> The reason I bought new was financing. Used was going to be minimum of
> 6.9%

Same here - we're looking at closing a deal with 0.9% financing at the
end of December.  Overall, we buy new for a few reasons:

1.) we don't consider a car an investment and don't keep them more
than 50K miles so the depreciation is not an issue.

2.) We like the free maintenance and warranty work.  Bring the car in,
have some coffee, get a muffin, read the paper, and soon it's done.

3.) With leasing the mileage charge is almost always less than if you
bought and traded it in.  For example, most trade-ins get docked 0.30�
per mile over 15k.  On a lease you can usually get 0.20�/mile and less
if you negotiate up front.

4.) Your monthly payment is less because you're only paying for the
portion of the car you use.


If you're going to keep the car for 10 years, buy.  If, however, you
get another car every 2-4 years then leasing is the only way to go if
you want a newer car.

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