First, that was mandatory insurance in CT, not MA. Which I couldn't afford, so 
I rode my bike to work for 2.5 years. 8.6 miles each way, each day. 6 miles 
each way to the grocery store once per week. Riding 10 miles a day in weather 
like this SUCKED.

Before the age of thirty, if I saved 100% of my take home pay, it would have 
been about $1700/month. Not a lot of room there for saving $1200/month, even 
living with my parents.

As for the 21K car, you need to factor in interest rates, which at the time 
were about 10% for car loans. so the $3000/year would have bought you a $15K 
POS, and plenty of interest paid to the bank.



Jerry Johnson
Web Developer
Dolan Media Company

>>> [EMAIL PROTECTED] 01/18/05 05:08PM >>>

Ahh.  Boston the only place in the US where car insurance is more 
expensive then NJ.  I feel your pain.  

And $1167 is the average.

PS 3000 / yaer for 7 years means you get a 21K car.  A 21K car, I've 
been told, is substantially better then a 15K POS.  I accidentally used 
5 because that is the life of most car loans.



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