On Tue, 18 Jan 2005 19:38:11 -0600, Gruss Gott <[EMAIL PROTECTED]> wrote:

> I realize the mistake I made here: per married couple, 100K by 30ish
> (less than 35).

I still don't buy it. Not for the majority of people.

Median household income in the U.S. is only $45k. Population between
age 25-35 is roughly 40mil. Population aged 35-70 is 118mil. My guess
is that people under 35 make less than people over 35. So if the
median household income is $45k, ages 35 and under are probably
significantly on the lower side of that. I know that was the case for
me.

Don't get me wrong. Saving is great and more people should do it. This
whole discussion is reminding me that I need to up my retirement
contributions. I just know that I'm lucky to have something to save.

As for Social Security, I don't know much about it and I'm not
trusting it for my future, but from what I can tell an infusion of
private investments are primarily going to make a few rich people
richer. They will ride the first wave then shuffle the new money away
from the suddenly artificially inflated stocks that will probably
collapse as they correct themselves. So the average person still gets
screwed either way. My opinion: my money is going out anyway so better
for my money to go to the underprivledged than to the exceedingly
rich. But hey, whatever.

-Kevin

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