Ray - 

It all a matter of perspective.

About 10 years ago, I was making $7.50 an hour, working two jobs, and
donating various bodily fluids on a regular basis...and this was just
to survive.  I remember seeing a job for HTML developers paying (up
to) $35k and thinking, "wow, if I could make $35k a year I'd be SET".

10 years later I make more than $35k.  Significantly more.  For a few
years, my wife worked as well and our combined income was well over
$100k.  We had no kids (our oldest is now 2 1/2).

Well, now my wife no longer works (but I still make significantly more
than $35k) and still struggle to make ends meet.

For those without discipline (like me), and I'd actually argue that
for -most-, our quality of living standards are raised proportionately
to our income level.

Hindsight being 20/20, I kick myself on a daily basis for not handling
our finances better (specifically, saving more when the wife was
working...well, saving when the wife was working).

I can see where I'd be one of those dildos that win $5million and blow
it.  Hopefully with the experiences I've had, I wouldn't...and I'd
learn from my mistakes...but I can certainly see how it happens.




On Fri, 28 Jan 2005 12:58:54 -0600, Raymond Camden <[EMAIL PROTECTED]> wrote:
> That's one thing I never figured out - how folks can go broke after
> winning millions. If I understand right... and I may not... a normal
> treasury bill pays what.... 5% or so? That would mean a "small"
> lottery winning of 2 million dollars could generate 100k in interest.
> Taxes would take a third I think, leaving you with like 66k per year.
> That's a lot more than most folks make. If you don't quit your job,
> and you earn 50k - your now earning a 6 figure salary.
> 
> If you win 5 million - it would be 250k before taxes, which would be
> over 100k a year. That is an insane amount of money to live with -
> live NICELY with. Why would you even bother touching the principle?
> 
> 
> On Fri, 28 Jan 2005 10:44:26 -0800, Ian Skinner
> <[EMAIL PROTECTED]> wrote:
> > I suspect after taxes, and who knows what else he won't be a millionaire 
> > anymore.  He'll probably only have eight or nine hundred thousand dollars 
> > left.  But still should be plenty of money to change his life.
> >
> > Now the question is; will he be stupid or smart with the money.
> >
> > I find it very interesting how many people who suddenly come into a lot of 
> > money, via lotteries or what not, are broke again in just a few years.  It 
> > is awfully easy to burn through a large amount of money and suddenly find 
> > oneself in a financial world of hurt.
> >
> 
> 

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