Money for nothing. The vast majority of people who win lotteries go broke 
within three years. Why? They didn't earn it, and therefore they don't value 
it. 

The same rule applies to people who inherit large sums of wealth. In the U.S., 
most inherited fortunes are totally gone by the third generation. That far down 
the line, people just don't have any appreciation for what it takes to earn 
money and they piss it away. I saw a quote by one of the Hilton sisters, who 
was repsonding to criticism that she fritters her money away on useless crap. 
She said, more or less, that it was her money and she could spend it however 
she liked. She has no appreciation for the decades of labor it took her family 
to build that fortune.

I believe, to some extent, that professional gamblers are an exception to this 
rule. They are more like professional athletes who make large sums of money in 
a short period of time. They spend money on lifstyle choices and the like, but 
they are more able to make wise decisions and preserve their earnings 
long-term. Why? Because they appreciate what they had to go through to make the 
money. Now, plenty of gamblers and athletes go broke, but as a rule they are 
far better off than lottery winners, who are almost guaranteed to declare BK.


> Ray wrote:

> That's one thing I never figured out - how folks can go broke after
> winning millions. If I understand right... and I may not... a normal
> treasury bill pays what.... 5% or so? That would mean a "small"
> lottery winning of 2 million dollars could generate 100k in interest.
> Taxes would take a third I think, leaving you with like 66k per year.
> That's a lot more than most folks make. If you don't quit your job,
> and you earn 50k - your now earning a 6 figure salary.

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