Be sure and cancel your credit cards before you die. This 
is so priceless, and so easy to see happening, customer 
service being what it is today. A lady here died this past 
January, and Citibank billed her for February and March for 
their service charges on her credit card, and then added 
late fees and interest on the monthly charge. The balance 
had been $0.00, now is somewhere around
$60.00. A family member placed a call to Citibank:

Family Member: "I am calling to tell you that she died in 
January."

Citibank: "The account was never closed and the late fees 
and charges still apply."

Family Member: "Maybe, you should turn it over to 
collections."

Citibank: "Since it is two months past due, it already has 
been."

Family Member: So, what will they do when they find out 
she is dead?"

Citibank: "Either report her account to the frauds division 
or report her to the credit bureau, maybe both!"

Family Member: "Do you think God will be mad at her?"

Citibank: "Excuse me?"

Family Member: "Did you just get what I was telling you -
the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor."

Supervisor gets on the phone:

Family Member: "I'm calling to tell you, she died in 
January."

Citibank: "The account was never closed and the late 
fees and charges still apply."

Family Member: "You mean you want to collect from her 
estate?"

Citibank: (Stammer) "Are you her lawyer?"

Family Member: "No, I'm her great nephew." 
(Lawyer info given)

Citibank: "Could you fax us a certificate of death?"

Family Member: "Sure." (fax number is given)

After they get the fax:
Citibank: "Our system just isn't setup for death. I don't 
know what more I can do to help."

Family Member: "Well, if you figure it out, great! 
If not, you could just keep billing her. I don't think she 
will care."

Citibank: "Well, the late fees and charges do still apply."

Family Member: "Would you like her new billing address?"

Citibank: "That might help."

Family Member: "Odessa Memorial Cemetery, 
Highway 129, Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Family Member: "What do you do with dead people on 
your planet?



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