It's not the only thing it's just a part.

The money is long gone, nothing to lock now. New money coming in is
paying the benefits of past contributors.
What Bush is proposing is to borrow $18 trillion and lock it up.
That's a lot of money to borrow but we will spend it anyway in a dozen
or so years when more people are collecting than are putting in. The
reason for the individual investment accounts are you will then have a
chance to make more than the standard .5% or whatever it earns now.
This way since you're forced to save at least you have a chance of
improving your rate. As its the government takes your money and gives
you the lowest possible interest rate.


On 9/7/05, Jim Davis wrote:
> > -----Original Message-----
> Silly question... but if this the only benefit why not make it illegal to
> "borrow" from SS in the first place?  Why not a lockbox for the current
> system?
> 
> I don't know the issue well... but this seems to be a huge undertaking to
> solve the (seemingly) relatively simple issue of keeping fingers out of the
> pie.
> 
> Jim Davis

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