The counter-argument is that the same could be said for math, reading, 
history, physics....  Not that I agree with that argument.  I'm just 
saying that assuming that there is a parent who does have the skill is 
just as much of an assumption.

When I had to sit through a class in HS about balancing checkbooks, what 
NSF means, the difference between savings and checking accounts, and 
other incredibly boring very basic banking ideas, I was surprised at how 
many kids didn't know any of that.  Several of them said their parents 
didn't have bank accounts at all, either due to bad management, a 
distrust of banks, or simply not knowing any better.

I'm not arguing against parents being involved with their children's 
educations.  Mine were, and I came out better for it.  But I don't think 
there's anything wrong with the school teaching about basic personal 
finance.

--Ben

PS -- I'm sorry if my previous reply came off as pissy.  I'm having a 
very frustrating day, and not thinking enough about how I say things.  I 
apologize.

Dana wrote:
> And it is up to the schools to teach personal finance because.....
>  Actually I have to go, so let me help you out here. The basic root of such
> a proposal is the assumption that the child does not have a mother and/or
> father who already know the skill.
>  Dana
> 
>  On 10/6/05, Ben Doom <[EMAIL PROTECTED]> wrote:
> 
>>Hmm. Yes, you can balance your checkbook just knowing how to add and
>>subtract. If, that is, you're kinda clever. I figured out how to
>>locate uncashed checks (even when there were several) on my own, for
>>example.
>>
>>On the other hand, filling out my little transaction booklet was
>>something my Mom taught me early on. How one column is for debits, one
>>for credits, and one for the running total.
>>
>>So there are some things to learn beyond the basic adding and subtracting.
>>


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