Everything is in a 403B account with TIAA-Cref. So, the options are limited
to the various funds they provide. So, it's more like, "do I want small cap
or large cap or social choice mutual fund or annuities or real estate."

I did more in the order of 7.5% last year. Not bad, but could be better.

On 1/5/06, Gruss Gott <[EMAIL PROTECTED]> wrote:
>
> > Deanna wrote:
> > Ha. I'm so not normal. I got this as I was just sitting here worrying
> about
> > my retirement account fund balance, and wondering how to re-allocate.
> >
>
> Well, we did 15+% last year by sticking with big long term mutual
> funds like Fidelity ContraFund (FCNTX) and Vanguard's Health Care Fund
> (VGHCX).  You can do better if you trade a bunch or are into options,
> but if you like to think-twice-invest-once, this has done well for us.
>   Of course it's a variation of the ole reallocation strategy, but
> we're gonna stick with it again this year because 15% is fine by us!
>
> 

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