I'll repeat, take your time, Mold == bad. Its like mice crap just b/c you
only see 2 droppings doesn't mean its a small problem its an indicator. We
went through literally 100+ houses prior to settling on building and even
then I still went through another 20+ houses prior to finding something I
would have called my realtor about.

Additionally did the seller live in this house or was this a flip?

Adam

On 1/10/06, Jim Davis <[EMAIL PROTECTED]> wrote:
>
> > -----Original Message-----
> > From: Chesty Puller [mailto:[EMAIL PROTECTED]
> > Sent: Monday, January 09, 2006 10:40 PM
> > To: CF-Community
> > Subject: Re: Mold in my house Inspection (was Mortgage Suggestions?)
> >
> > Yes, you're being naive.  You shouldn't pay a price for something that
> has
> > a
> > lot of broken parts, unless you're getting a steal on it and you know
> > that's
> > it's going to be worth your time and money to repair it.
>
> But this is where I'm getting confused... "a lot of broken parts "?
>
> The way I'm seeing the items on the inspection report:
>
> +) The problems with the electrical system I can fix myself in a short
> afternoon.  The GFCI breakers/outlets will cost in the range of $200 but
> that's the only cost for that.
>
> This work isn't needed at all however - we'll probably do it to get things
> up to current code, but we don't have to.  These aren't "broken" things.
>
> Most of the wiring has been replaced (Romex is newer than the house is).
> The electrical boxes and accessories are all new as well.
>
> +) There's evidence that foundation cracks have been repaired - very
> common
> for a house this age (also evidence that the house has been cared for).
>
> There's no evidence that there are any current problems with the
> foundation.
>
> +) One is loose (needs to be sealed to the floor again).  I can do this
> myself essentially for free.
>
> +) The roof.  The roof is from 15-20 years old and in "fair condition".
> There are "one or two torn shingles on the front slope of the main roof
> that
> will need to be repaired".  The problem is exactly where you might expect
> a
> problem: outside bottom corner.
>
> For what it's worth redoing the roof (just shingling) is not going to be
> $20,000.  We're getting estimates for a 1500 square foot roof (this roof
> is
> smaller than that, has only a moderate slope and is a very simple design)
> in
> the sub $5,000 range.  We've got some estimates and some friends that have
> recently gotten the work done (albeit here in Boston) and the work will
> probably be more like $1,500 - $4,500.
>
> The range is so wide because we're not sure if there's one or two layers
> of
> shingles now: its common practice to layer twice, then rip up and start
> over.  Even with new sheathing needed (and there's no evidence of that at
> all) it won't be much more than double those estimates.
>
> We'll have to repair the one or two torn shingles (again, something I can
> do
> myself) and get all new shingles sometime in the next five years or so.
>
> Finally a new roof definitely does increase the value of a home.
>
> +) To meet current code standards a door will have to be added between the
> garage and the utility room.  There's already a finished doorway there so
> this is, again, something I can do easily and cheaply myself.
>
> +) The air conditioning duct that's fallen off is easily fixed for
> essentially no money (duct screws or duct tape).
>
> +) The water heater will need to be replaced sometime "soon" (it's
> reaching
> the end of the average lifespan although there are no known problems with
> it).
>
> +) Although most of the kitchen has been redone (new countertops,
> cabinets,
> cooktop, garbage disposal, etc) the dishwasher is old.  It does work, but
> will probably need to be replaced (or ignored).
>
> > $145,000 is a lot of money, even if it's not a lot of money for a house
> to
> > some people.  Things like mold, roofs, and foundations are things that
> can
> > make $145,000 out of your pocket turn into $200,000 or more out of your
> > pocket and you still have a house that's worth only $145,000.
>
> Most of the predicted repairs do translate into a higher selling price
> later
> (houses with new roofs, new appliances and new utilities services do sell
> for higher prices).
>
> With very negative estimates of all these things we might need to spend
> upwards of $25,000 over the next five years.  However doing all those
> things
> could easily push the selling cost of the house up just as much.
>
> (Although for what it's worth, and things can change, but we've no
> intention
> of flipping this house.  We intend to stay there for a long, long time.)
>
> > You're right, roofs are cyclical.  Which is why you look to get in on
> the
> > early part of the cycle.  $20,000 for the roof on this house in five
> years
> > is money that you could be earning interest on for the next 25 years in
> > another house.
>
> Again... there's just no way that a roof for this house will cost $20,000.
> Think more like $2000-$5000 tops.  The point is well taken however.
>
> If we went wild and did something like Virginia slate instead of shingles
> then the price might get into the $20,000 range... but there's really no
> reason to do that.
>
> > Mold is about the scariest thing out there.  Get it fully tested.  Your
> > kids
> > are worth it.
>
> We are - no doubt about that.  We've already scheduled air quality testing
> and are requesting a mold inspection tomorrow.
>
> This should let us know the extent of the problem.  If it's a surface
> issue
> we're willing to dehumidify and deal with it.  If it's a core issue
> affecting air quality and health we simply won't consider the house any
> longer - it's as simple as that.
>
> > Important question: Why is this house at the same price as houses with
> > less square footage?
>
> Are all the reasons we just said not enough?  ;^)  If the house had new
> appliances, a new roof and all that it could easily fetch more in that
> area.
>
> We looked at nice, remodeled home with less square footage (and a very
> leaky, unfinished basement) for $175,000 in the same area.  Another had a
> little more square footage but REALY oddly shaped living/dining room
> (there
> would be no way to put our current furniture in it) for $170,000.
>
> This is the price for average houses in the area - houses that need a
> little
> work and a few updates.
>
> Remember that most of the house has been redone.  The living room/dining
> room is beautiful with new wiring, track lighting, ceiling fans, etc.  The
> bedroom walls were all redone and are SPOTLESS - no cracks, seams or holes
> or anything else.  All of the wood upstairs is recently redone (and none
> of
> it's painted... I hate painted woodwork).
>
> The wood downstairs is gorgeous (although if there's an actual mold
> problem
> some other new owners will have to tear it out).  The downstairs bathroom
> is
> in decent shape (newish counter, toilet, etc) but the shower stall was
> never
> replaced - we'll probably ignore it for now.
>
> The downstairs kitchen is older (older stove and sink and the like) but it
> is a second kitchen... we'd have no reason to modernize it.
>
> I've uploaded some more pictures we had taken (the "picture xxx" files):
>
> ftp://ftp.depressedpress.com/
>
> These have a lot more pictures of the yard (a little smaller than we
> thought) and the driveway (much bigger than we thought), the living
> room/dining room, the kitchen, the utility room, etc.
>
> It's also relatively rare in this part of Scranton to have a garage/off
> street parking (and this house a one car basement garage, a two car
> carport
> and room for at least three cars in the driveway).
>
> The house does have problems, no doubt:
>
> As we've noted several fundamental features are reaching the end of their
> useful lifespan and will have to be addressed sooner or later (although
> hopefully not all at once!)
>
> The house is also on a grade which does limit it's usable yard space and
> is
> laid out a bit oddly outside (the lot is "wide and shallow" rather than
> "narrow and deep as most are") - the big part of the yard is the side of
> the
> house, not the back.
>
> The big "extra" thing that we would want to do sooner than later is fence
> in
> the yard.  The kids are still young enough that I like the idea of penning
> them in.  ;^)
>
> > Another important question:  Have you looked exhaustively at other
> houses
> > in
> > the area?
>
> No - but we can't.  We don't live anywhere near there.  But we've gone
> through dozens online with the agent and visited around eight or nine in
> person before settling conditionally on this one.  This is the second one
> we've seriously considered.
>
> This isn't a case of "oh we love it and are blindly accepting all its
> faults".  I'd say, realistically, we're perhaps 60/40 in favor of it IF
> the
> air quality and mold inspections come back good (if they don't there's
> just
> no question we're not getting it).
>
> We do have time - there's no reason that we need to take this house.  We
> do
> like it but we're not blind to its faults... but at the same time I don't
> see any service in demanding perfection or in continuously hoping for
> something better.
>
> Jim Davis
>
>
> 

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