> Nick wrote:
> But in most cases the lease gets you what 10k miles a year?
>

It's usually 12 or 15, but, like everything else, it's negotiable.
And it's almost never a better deal to buy if:

1.) You're keeping the car from 0-39 months, and
2.) There's a "deal" on ($299/mo for a NEW ACCORD!)

The reason is simple: your payment is based on the portion of the car
you use NOT on the whole car.  And, as I said before, you decide up
front what those terms are whereas when you buy you bear the risk (and
costs) when you sell.

What "deal" will be is a special "money factor" and "residual".  These
numbers will beat any interest rate you can get on a load AND your
payment will only be on the car you use.

For example, we just got my mom an SUV-type thing (Kia or Hyundai, I
don't remember) and the leased interest rate worked out to be less
than 1%.  And we got 15K miles no cost with a 58% residual for 3
years.  The payment is under $250 for a $30000 vehicle.  In 3 years we
turn it in and walk away.

Not a bad deal for a 4 day rush job in my opinion.

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