Wow. I am pretty proud of my self because I have been doing most of 
these things for years. I love e-tickets. Especially when the airport 
has a kiosk for me to grab my boarding pass. And I almost always use the 
valet service for my luggage. Tipping the guy a few dollars is worth not 
standing in line. I hate lines (so why am I going back into the Army, LOL).
Regarding the phone, I recently turned off my land-line and only use my 
cell phone now. Saves me over $50.00 a month. Now I only pay Verizon for 
DSL. And on ATM fees, since I am in the National Guard I get to bank 
with USAA. They actually reimburse me ALL of my ATM fees, and I get a 
percentage back when I use my check card at the store. And they are huge 
believers in revenue sharing. And they have a really sweet thing where 
if I get a paper check, I can scan it into my account through their web 
interface and the money is credited to my account immediately. They do 
all this because they only have one branch in San Antonio, but I don't 
care. I hate going into a bank for any reason anyway. Their on-line and 
phone customer service is excellent, and almost anything I need done I 
can do on-line, except money wires.

Bruce



Erika L. Walker wrote:
> Filed under: save money!
>
> http://money.cnn.com/galleries/2006/moneymag/0612/gallery.outrageous.fees/index.html
>
>   

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