> Dana wrote:
> realizing that loans carry interest, people. You don't send people to jail
> because the people who signed your contracts didn't read them.

True, but it takes 2 to tango or buyer-beware; whichever you'd like.
The people going to jail are going to jail because they broke the
rules that are supposed to constrain them from approving risky
mortgages.  That still means someone had to accept and sign for the
risky mortgage.

Put another way, they're going to jail because they were supposed to
follow the risk rules, but didn't.  But why were the mortgages risky
in the first place?

Because the borrowers were doing something stupid!

In this case the legal onus is on the borrower to ensure they're not
being stupid - but that doesn't mean the borrower wasn't.

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