On Wed, Jul 16, 2008 at 12:44 PM, Gruss Gott <[EMAIL PROTECTED]> wrote:

> That's why Fannie is at risk.
>
> That's what's creating higher and higher standards to get credit.
>
> That's why spending is slowing down more and more.
>
> Because spending is slowing, profits are falling, which slows spending.
>
> Because profits are falling layoffs are happening.  That slows spending
> more.
>
> There's your spiral.
>

The higher standards lead to better lending, the defaulted loans bottom out,
the mortgage industry stabilizes with better loans in place.

The decreased consumer spending starts to bring prices down, resulting in
increased spending until the balance is once again established.

The increased spending results in hirings to meet the increased demand, the
work force equilibrium is brought back into balance.

Thus endeth the spiral.

(Maybe I'm just overly optimistic today because I sold my house, and my day
to day experiences in this economy aren't even approaching the doom and
gloom I keep reading about.)

-- 
You broke the boy in me
But you won't break the man


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