On Wed, Jul 16, 2008 at 2:04 PM, G Money <[EMAIL PROTECTED]> wrote:
[...]
>> There's your spiral.
[...]
> Thus endeth the spiral.

Yup - it's just market forces.  The mortgage industry is very tight
right now.  80/20 loans are history, zero down loans are history, 5%
down loans are scarce, even some 10% down loans are disappearing,
interest only loans are history, stated income is history.

But all that had gotten so out of control it was a serious problem.
Welcome to the correction.

I was recently educated about how lenders now calculate self employed
income.  It can actually be pretty difficult to get a home loan at all
right now, which I am discovering firsthand.  But I'm not bitching
about it - I'm just pushing up my sleeves and working harder.  I don't
want the government saving me, I also don't want my mommy and daddy to
save me.

-Cameron

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