The problem in the mortgage industry is that people applied for loans
with an adjustable rate interest that had low initial rates, but now
the higher rate and higher payments are kicking in and they can't
afford the payments.  Credit has tightened and they cannot no longer
qualify for refinancing.  Add high gas and food prices to that and you
have a recipe for disaster.

On Thu, Sep 25, 2008 at 10:54 AM, Dana <[EMAIL PROTECTED]> wrote:
> what's the actual problem? When you strip off the rhetoric and
> conventional wisdom, it seems to me that the root of the problem is
> that people do not have money to spend, which has sent the economy
> into a cashflow crisis. Seems to me that people are defaulting on
> their mortgages because they can't keep the payments up. Does that
> sound right to you?

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