A mortgage is a contract between a lender and borrower backed by an
asset, the home. It is a loan against value
A credit derivative is a contract between the lender and another
entity, to cover the possibly that the mortgage borrower will default.
  It is insurance against risk.



On Wed, Oct 1, 2008 at 10:33 AM, Gruss Gott <[EMAIL PROTECTED]> wrote:
>> Mo wrote:
>> Credit derivatives are in the 50 Trillion range, not bad mortgages.
>>
>
> Nobody understands that distinction.

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