Jumbo sub-prime loans. Sub-prime loans which the value is more than Fannie
Mae and Freddie Macs limits.

A sub-prime loan for $400,000 in 2005, which in California was common as
dirt, would not have been bought by Fannie or Freddie. So, the total of
sub-prime/bad mortgage would be way more than $200B.  Probably even more
than $700B.

-----Original Message-----

Now.  If I follow your own numbers, both freddie and fannie bought,
roundly, $200B in these securities.  Yet they back trillions in
mortgages.  Roundly 50% of all american mortgages, in fact.

So if the problem is, as you say, GSEs buying only $200B in sub-prime
securities, and the ENTIRE sub-prime market is only 2% or mortgages,
and the GSEs own 50% of all mortgages worth trillions, how could that
possibly be the problem?

And if $200B in sub-prime debt is the cause of the "crisis" why did we
ask for $700B?

And why do some say that $700B is only a few percent of the problem?

How could that be if the problem is the GSEs buying $200B in securities?



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