or leave just enough there to force them to send a bill every month :)

Cameron Childress wrote:
> You may already know this, but leaving that account open and simply
> cutting up the card is generally regarded as the best way to deal with
> "closing" a CC account (with no annual fee).  That way the available
> credit will remain on your credit report and help your score.
> Eventually Citi will close it automatically, but in the meantime they
> will be helping your score and you will not be giving them a dime.
>
> -Cameron
>
> On Mon, Nov 24, 2008 at 12:59 PM, Jacob <[EMAIL PROTECTED]> wrote:
>   
>> This morning.. I cut my ties with Citibank. I opt-out and transferred the
>> balance to BofA, at a lower rate.
>>
>> Once the transfer hits, I will cancel the credit card.
>>     
>
> 

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