> Cam wrote:
> You may already know this, but leaving that account open and simply
> cutting up the card is generally regarded as the best way to deal with
> "closing" a CC account (with no annual fee).  That way the available
> credit will remain on your credit report and help your score.
> Eventually Citi will close it automatically, but in the meantime they
> will be helping your score and you will not be giving them a dime.
>

Doesn't number of open accounts ding your credit?

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