puff puff pass p-diddy, hope you are ok.

cfRas

On Fri, Feb 20, 2009 at 9:21 PM, Jerry Johnson <[email protected]> wrote:
>
> My understanding as follows. I am often wrong.
>
> In a no-fault state  you are paid by your insurance company. So you do not
> need to sue the other driver or their insurance company. (Nofault is really
> modified no-fault, where there are times and thresholds that allow you to
> sue the other driver above and beyond what your insurance pays)
>
> (Although, in many cases, you will need to sue _your_ insurance company, to
> get them to pay the nofault claim).
>
> But, regardless of the payment to you, the insurance company is in the
> business of limiting their payouts, so they go talk to the other insurance
> company, and "work it out". the deals are not handled by lawyers, but
> instead by low level clerks, keeping it cheap and quick.
>
> Yes, mostly the overall payments are a wash between them, but from what I
> read there are some insurance companies that are more or less at fault than
> others.
>
> On Fri, Feb 20, 2009 at 8:33 PM, Gruss Gott <[email protected]> wrote:
>
>>
>> > JJ wrote:
>> > Even in a nofault state, if you are not at fault, your insurance company
>> > will go after their insurance company to be reimbursed.
>>
>> Doesn't that defeat the whole purpose of no-fault which is to get rid
>> of legal cost?
>>
>> I thought the whole theory was that sooner or later you're going to
>> get into an accident so when you do there's no question of who pays -
>> your insurance company.  The theory goes, if you're getting hit a lot
>> then you're just as poor of a driver than if you're hitting people.
>>
>> So anyway, I thought no-fault meant that: it's nobody's fault so each
>> company pays for the damages to their client.
>>
>>
>
> 

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