> Scott wrote: > > You have advocated that people who live a less than healthy lifestyle > should be charged more for insurance. Under a plan like this, what > would the repercussions be if someone was exercising to get a lower > premium and got injured? Seems they get penalized that way too. >
True, but of course you could build the incentives around stuff like that. The key is putting the consumer - you - in charge of YOUR money and allowing you use that money for health clubs, health care, healthy food, preventative care, et al as well as being able to use that money for retirement. For example, why should the tax payer earn a buck that the IRS collects, passes on to CMS, who then passes along to providers? And of course along the way your tax dollar passes directly through congress, the group of folks that's been raiding social security for the last 30 years. Does that sound efficient? The idea is that you let working America keep their own money and spend it for their healthcare in the way most valuable to them. We'll still need a safety net, there's no doubt. We have social security for retirement, welfare and unemployment living expenses, and Medicaid for healthcare. In other words, the infrastructure is all there we just need to align incentive ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Want to reach the ColdFusion community with something they want? Let them know on the House of Fusion mailing lists Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:299696 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=89.70.5
