> Scott wrote:
>
> Yea, umm, do you remember all the stuff we were told was going to
> happen if we didn't pass the stimulus package?
>

I'm going to tell you secret: we're fecked.

Now I know in the past I've been Doomy DarkCloud, but ... it's worse
than I thought.

If you add up all of the unfunded mandates, the new spending, the
existing leverage, et al we're roughly $100 trillion in the hole.
That's roughly 7x our GDP.

It's like earning $50k per year and being $350,000 in debt and, oh,
you're having trouble making some payments.

That's where we're at.

This first crisis was driven by de-levering triggered by a tiny little
asset class: sub-prime.

As unemployment grows, unemployment benefits run out, home prices
continue to fall, baby boomers move from spenders to savers, and
people pull back spending even more we'll have other asset classes
trigger more de-levering:

* commercial real estate
* credit cards
* prime mortgages
* business loans

You can expect cycle 2 to begin in a month or two.

Buckle up.

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