On Mon, Aug 10, 2009 at 7:49 PM, Gruss Gott<[email protected]> wrote:
> Yearly tests that accompany physicals.  High cholesterol?  ZING!
> Smoker?  ZING!  Fitness test score low?  ZING!  And I'm not talking
> small hits, I'm talking big ones.

Charging rates that reflect your risk level to the insurer?  If you
spent too much time in the sun as a child and now have skin cancer -
ZING!  If you smoked your entire life and now have lung cancer - ZING!
 If your diabetes is linked to your diet - ZING!  If you chose to work
as a bartender at a smoky bar your whole life and now have lung cancer
- zing?

I think you just described the current system, especially the "big
time penalty" part.  Change indeed.

-C

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