> Morgan wrote:
> aren't any other options. We need something that will provide competition to
> the insurance companies and drive these premiums down.

If your company is self-insured then the premiums have nothing to do
with insurance, they're your company's.  As is the denial of coverage,
price you pay, etc, etc.

If not, to lower your premium the prices doctors charge will have to
be lowered which means the government will have to negotiate lower
prices with the doctors, labs, durable equip suppliers, et al.

As Medicare has taught us, that'll simply lose network doctors or
providers will simply order more services and make up for the loss in
volume.  Or they'll commit outright fraud.

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