On Dec 21, 2009, at 9:56 AM, Sam wrote:

> 
> On Mon, Dec 21, 2009 at 10:42 AM, Zaphod Beeblebrox
> <[email protected]> wrote:
>>> I'm confused.
>>> 
>> The insurance companies were being forced to pay for mammograms because the 
>> suggested age was 40 before...now that it's 50, they can save 10 years worth 
>> of mammogram fees.
> 
> They weren't forced to. You really do think capitalism is evil and
> only the government can save us. Even after admitting it was the Fed
> that tried to influence those the capitalist pigs to no avail.
> 
I don't think capitalism is evil...never have.  I'm well aware though that 
capitalism could really care less about my welfare.

So you're saying that they weren't forced to pay for mammograms, but since the 
govt. has said the new age is 50, they're not going to pay.  I'm not getting 
your logic here:

age 40 recommendation = insurance pays because they want to
age 50 recommendation = insurance will no longer pay, but not because of the 
govt. 

?



>> sure doctors make more money.  I just got my dentist claim summary back 
>> about 2 days ago.  My routine cleaning was a $45 charge.  My insurance 
>> company said that they only allowed $25.  The dentist only got paid $25.  
>> Now, if I were to go there without insurance and they said, "Ok, that will 
>> be $45" and I said, "No, I only allow $25 for this procedure", do you think 
>> I would have walked out of there only paying $25?
> 
> So they didn't deny the claim and they did pay the dentist. If they
> refused to pay, as with mammograms, you either pay out of pocket or
> walk around with dirty teeth for ten years.
> 
Nope, they didn't deny the claim...and yet, I have to spell this one out:

If person A goes into the dentist with no insurance and pays $45 for a cleaning
and
Person B goes into the dentist with insurance and insurance pays $25 for the 
same cleaning....

who do you think the dentist would like to help more?

I'll give you a minute to work that out.
 

>> and of course, if the insurance company doesn't have to pay for the 
>> procedure, they're making money there.
>> 
> 
> If they didn't pay for you to clean your teeth for ten more years do
> you think they'll save money in the long

In ten years, statistically, you'll be at another job with another insurance 
company.  At that time, the new company could probably deny you for 
pre-existing conditions.


> 
> 

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