It's been years since I had to, but I have had to haggle with healthcare costs 
in the  past and have never been able to get down to the level that insurance 
paid.

To think that an individual would be able to pay the same price as a large 
insurance company that has leverage over a doctor by excluding him from their 
plan is just plain naive.


On Dec 21, 2009, at 10:01 AM, Scott Stroz wrote:

> 
> On Mon, Dec 21, 2009 at 10:42 AM, Zaphod Beeblebrox
> <[email protected]> wrote:
> 
>> sure doctors make more money.  I just got my dentist claim summary back 
>> about 2 days ago.  My routine cleaning was a $45 charge.  My insurance 
>> company said that they only allowed $25.  The dentist only got paid $25.  
>> Now, if I were to go there without insurance and they said, "Ok, that will 
>> be $45" and I said, "No, I only allow $25 for this procedure", do you think 
>> I would have walked out of there only paying $25?
> 
> This is an unrealistic analogy. Most healthcare providers who 'accept'
> insurance form certain carriers must agree to a certain rate for
> certain procedures. So, while the dentist may normally charge $45 for
> a cleaning, he has agreed to accept $25 for the procedure from your
> insurance company. I am sure if you tried to haggle for your teeth
> cleaning, you might find a dentist who would agree to those terms.
> 
> -- 
> Scott Stroz
> ---------------
> The DOM is retarded.
> 
> http://xkcd.com
> 
> 

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