The boomers are to blame, Sam, you can't escape your generation's
fecklessness. Don't look at me, I wanted to reform Social Security
twenty years ago. I'm an X-er and I bought my first house in 1996 for
$175K. I sold it two years later for $265K. I bought my second house
for $300K, sold it for $500K two years later. You know who made those
gains literally materialize out of thin air for me? Bill Clinton
(Boomer), who changed the tax laws to promote home buying. And it
worked great - until it didn't work any longer. People ended up
putting 0% down because they were already getting sucked dry by the
Boomers and they didn't have money to put down. So Boomers made a
special dispensation for them - 100% financing! Guaranteed to provide
some payment for awhile and then a nice house after the poor owner
figures out he got in over his head. Only when everyone default, the
entire system turns to shit - which is where your generation finds
itself today.

On Wed, Apr 6, 2011 at 4:30 PM, Sam <[email protected]> wrote:
>
> On Wed, Apr 6, 2011 at 2:11 PM, Gruss Gott <[email protected]> wrote:
>
>> Beginning in about 1995 (give or take) people started borrowing bunch,
>> which meant spending, which mean more borrowing which meant more
>> spending!
>
> Nope. In 1995 people put down 20% of there homes value to buy it.
> Years later 0% down and no interest for five years became the norm.
> Like when Gen-xers started buying homes. You know, the ones that
> didn't get spanked but sent to time-out. The ones that didn't keep
> score so as to not insult the losers.
>

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